Take the worry out of life with an Annuity Policy
An annuity allows a customer to deposit money (premiums) with an insurance company that can earn interest and grow on a tax-deferred basis with the agreement that the insurance company will then provide a series of payments back to the customer at regular intervals.

Peace of Mind
Annuities Can Help You Secure and Grow Your Retirement Income Tax-free for Life!

Set for Life
Invest in an annuity now so you can have a paycheck for life and for your golden years.

Tailored Coverage
We guarantee at your next renewal, you'll get the same or an even better premium price.

Grow Your Retirement Income
Whatever your financial and life goals, we can help with tax-deferred savings for your retirement, asset protection, or income generation. We guide to select the right Annuity for you and your family, so you can retire comfortably
What Are Annuities?
Annuities are insurance contracts between the customer and the insurance carrier like National Life Group. The policy makes regular payments to you either immediately or at some point in the future mostly during your golden years /Retirment. You can purchase an annuity to help grow or protect your retirement savings or to provide you with guaranteed income.

How tax-deferred annuities can help you save for retirement in Massachusetts
Most of Massachusetts Residents are already saving as much as they can in their 401K or IRA, they can use this type of annuity to boost their retirement savings tax-free. Like any tax-deferred investment, earnings compound over time, providing growth opportunities that taxable accounts lack. Deferred annuities have no IRS contribution limits, so you can invest as much as you want for retirement. You can also use your savings to create a guaranteed stream of income. Depending on how annuities are funded, they may not have required minimum distributions. Your future withdrawals of taxable amounts from an annuity are subject to ordinary income tax. If you make withdrawals before age 59½, you may be subject to a 10% IRS penalty. Annuities also come with annual charges not found in mutual funds, which will affect your returns.
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Very helpful fully explaining the different annuities and retirement plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Marlon Tubi Andover MA