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 Indexed Universal Life

Indexed Universal Life

Learn how indexed universal life insurance can help you meet your financial goals. Indexed Universal life insurance policies are one of the newer types of permanent life insurance policies available today. They combine the long-term stability of a whole life policy with the flexibility and tax benefits of an indexed universal life policy. This type of policy may be a good choice for investors who are looking for a solid, long-term investment that offers some growth potential.  

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Indexed universal life insurance policies offer permanent life insurance protection with the potential for tax-deferred growth of your policy's cash value. Because these policies are indexed, the interest rate credited to the account is adjusted upward or downward each year based on changes in a published market index. This provides some protection from inflation, and also allows you to potentially participate in any upside movements in the markets. Indexed universal life policies can be designed to provide a variety of death benefits, including a return of premium rider which guarantees that your beneficiaries will receive all premiums paid into the policy plus interest.

If you're looking for permanent life insurance protection that has the potential to grow over time, an indexed universal life policy may be a good fit for you

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Hanson and staff are licensed agents in Massachusetts and will be happy to meet with you at your convenient location to discuss your IUL insurance needs.

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