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# let's Help You Plan For Retirement And Protect Your Family

An Agent That Works For You!

Our Mission

Our mission is to protect the your family and we intend to do just that with an honest and transparent process. 

Excellent Rating

Excellent Rating from Trustpilot. ‘Excellent’ rating from Trustpilot with 4.6/5 stars from customer reviews.

Top-Rated Carriers

We work with top-rated life insurance companies like America, Mutual Of Omaha, AIG & John Hancock

A+ BBB rating

Access Life is rated A+ by the Better Boston's Business Bureau (BBB) with zero customer complaints.

Licensed Agent

Our agents are licensed and fully vetted in the State where we conduct business. So you can trust us.

Brick & Mortar

Unlike other online-only websites, we have an office in Metro Boston MA for face to face visits and support.

No Contracts

100% free, and won’t affect your credit score. Our policies have 30-day free look period, with money back.

Let's Protect Your Family Today

Easiest Way To Buy Insurance

How Much Insurance Do You Need

How Much Insurance Do I Need?

The easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill in order to protect your family.

But I Have Life Insurance At Work!

Your work policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work.

Does coronavirus impact life insurance?

NO. Life insurance does cover deaths related to COVID-19, and life insurance rates are not impacted by the pandemic. You can still apply for life insurance online with us. If your application is approved, you’ll be considered covered as soon as your first premium payment is made.

Wait. What kind of life insurance do you offer?

We offer both term life insurance, IUL, Indexed Universal Life, and guaranteed issue whole life insurance. Our term length options range from 10 to 30 years, with coverage amounts from $20K to $1.5M, depending on what you qualify for. You can get an instant Quote here.

How Do I Know If You Are Legit Business?

We are licensed by the State and that is not anyone can do! Our policies are backed by industry giants who have been around for centuries and are top-rated for financial strength. You get both the reassurance that your policy will withstand the test of time, plus the simplicity of a modern tech company.

Can I Buy Insurance Online?

Yes, with Covid-19 forcing social distancing and less face to face interacations, we offer Video Conferencing and application online. You wont need blood tests or talk to anyone unless you want to.

No Medical Exams. No interviews. no obligation

Start Your Application Today

We make the entire life insurance buying exoerience easy and smooth! You simply answer few health questions and in minutes, you will receive a list of carriers and their rates. You select the cheapest or the most reliable carrier for your policy! 30-day Decision period with full money back!